1. Data Collection

• Personal info: Name, phone number, email, profile pic, KYC documents (PAN/Aadhar).
• Financial info: Wallet transactions, payments, purchase history, bank account details.
• App activity: Referrals, interactions, uploaded files.
• Device info: Device ID, crash logs.

2. Purpose of Data Collection

• App functionality: Account creation, authentication, referral tracking.
• Analytics: Monitor app usage, improve features.
• Developer communications: Notifications, service updates.
• Fraud prevention & security: Prevent misuse, detect suspicious activity.

3. Data Sharing

4. Referrer & Referee Data

• Referrer earnings are calculated based on net amount received from the Referee’s completed service.
• Referee receives a flat 10% discount on the service through referral.

5. Data Retention

• User data is stored securely and encrypted in transit.
• Data is retained as long as the account is active or for legal/operational requirements.

6. User Rights

• Users can request data deletion or account deletion via Delete-Account.
• Referrers’ wallet balances are final after Referee service completion.